Credit Manager

As a Credit Manager you will proactively establish and administer policies, procedures and controls, develop credit and collection strategies and manage a staff of credit analysts for a company focused on commodity merchandising in both domestic and foreign markets.  This person will work within a team environment with sales, operations, and finance to insure that Viserion is exploring all manners possible of maximizing the company’s sales potential with all customers while prudently managing credit risks.

• Manage a staff of credit analyst’s that supports multiple business programs, domestically and internationally, offered by the company.
• Participate in all Viserion Grain credit and risk decisions through involvement in the credit underwriting, exposure control and reporting activities.
• Lead the establishment and control of credit limits and the periodic adjustments to those credit limits.
• Successfully lead the effort to review all active accounts periodically based on the company’s credit policy.
• Oversee credit review submissions for accuracy and completeness and coach credit analysts on areas of improvement.
• Monitor team performance to ensure they are performing at a high level and meeting all company goals.
• Assist in the establishment and maintenance of policies and procedures related to credit evaluation, exposure control, collections and reporting.
• Aid in determining the appropriate level of underwriting and due diligence for the credit’s risk profile.
• Effectively coach and manage all direct reports and work collaboratively with indirect team members from other areas of the company.
• Build and deliver credit underwriting training programs focused on constant improvement of knowledge and analytical skills, including clear requirements for advancement in positions.
• Identify the potential for credit losses within the portfolio and mitigate risk accordingly.
• Partner with the Commercial team on their responsibilities around collections and accounts receivable.
• Effectively manage conflict, promote change and growth, and inspire high standards of performance.
• Assist with leading and presenting at the monthly credit committee meeting.
• Work closely with Business and Finance leaders to ensure that sound credit management practices are understood, established, and tracked.
• Establish and maintain key partnerships with Accounting, Treasury, Risk Management, and Legal.
• Participate in ad-hoc special projects as requested.

• A bachelor’s degree in finance, business, accounting or equivalent.
• Minimum 10 years of related experience in a Credit and/or Risk Management role, preferably in agriculture.
• 3+ years of experience managing a multi-functional team.
• Certification in Credit Management is preferred (NACM, other).